Buy vs Lease near Louisville, KY

Buy vs Lease near Louisville, KY

As Kentucky’s oldest Ford dealership, our customers know they can come to us for help with any of their automotive-related questions, including advice on the right finance plan for their budget. If you’ve been on the fence about buying vs. leasing, come to chat with us here at Conway-Heaton!

Should I Buy or Lease?

At the end of the day, both options provide a long list of benefits and will ultimately allow you to achieve your goal of getting behind the wheel of a great vehicle. However, buying and leasing do have some distinguishing characteristics that you may want to keep in mind as you plan your strategy. We always recommend starting with your monthly budget. Knowing roughly how much you can afford to put towards your vehicle payment plan is a great start, along with having an idea of any savings you can put towards the down payment. Next, take a moment to think about the future – where do you see yourself in three or five years? Once you have those questions answered, you’re ready to start.

Finance Basics

Financing your purchasing simply means that you’ll be breaking the total cost into monthly segments. The length of the finance contract could last anywhere from five to eight years, depending on how much you have to pay off and how much you can pay each month. This is where that estimated monthly budget and down payment amount come into play. If you are able to cover a decent portion of the cost at signing, you’ll have a higher chance of low monthly payments and then the ability to drive the vehicle even after it has been paid off. You could also choose to pass it down to a family member. Another good thing to note is that financing can be applied to both new and used vehicles.

Leasing Basics

With leasing, we’ll start with that last question about your future goals. If you aren’t sure, perhaps getting into a long-term payment is a little concerning for you. One major difference with a lease plan is that they are short – typically less than three years. This gives you the flexibility to change your vehicle or even turn in the keys and head your own way as your lifestyle changes. Although you won’t be working to own the vehicle, you could decide to start financing it once the lease is up. This is also a great opportunity if you don’t have a large sum saved up to provide as a down payment. Many customers like leasing because it allows them to drive a new vehicle every few years, taking advantage of the latest features.

Allow Conway-Heaton to help you feel confident in your decision! If you would like to discuss buy vs lease near Louisville, KY, our team is here six days a week.


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502-348-3929

Dealership Information

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Testimonials

Jeremiah Watson
Jeremiah Watson
GOOGLE
7-7-2020
Full Star Full Star Full Star Full Star Full Star

Great experience!

BStrongRN
CARS
7-1-2020
Full Star Full Star Full Star Full Star Full Star

We recently purchased a vehicle from Conway-Heaton and we are so very pleased with our overall experience. Chuck, also known as Santa, was very personable and went out of his way to make sure we were well taken care of. We love that this is a four generation business that's been around for 101 years! We definitely recommend Conway-Heaton for your vehicle needs!

Morgan Strong
Morgan Strong
GOOGLE
7-1-2020
Full Star Full Star Full Star Full Star Full Star

We recently purchased a vehicle from Conway-Heaton and we are so very pleased with our overall experience. Chuck, also known as Santa, was very personable and went out of his way to make sure we were well taken care of. We love that this is a four generation business that's been around for 101 years! We definitely recommend Conway-Heaton for your vehicle needs!

James Walker
James Walker
GOOGLE
6-29-2020
Full Star Full Star Full Star Full Star Full Star

Great

Angel
CARGURUS
6-27-2020
Full Star Full Star Full Star Full Star Full Star

They went out of their way to make the deal.

conwayheatonford

Gene Hardin
CARS
6-20-2020
Full Star Full Star Full Star Full Star Full Star

friendly, helpful staff, fast service, fair prices and good location they got my truck back to running perfect

"Kristen Littrell is the best!!! I luve in Texas, so..."

Rachel
DEALERRATER
6-20-2020
Full Star Full Star Full Star Full Star Full Star

Kristen Littrell is the best!!! I luve in Texas, so buying a jeep was a little complicated, but Kristen was there for me every step!!!

Great Service Department

Larry Gwinn
CARS
6-18-2020
Full Star Full Star Full Star Full Star Full Star

Larry and Carl always are very helpful and friendly. I?m 81 and have always been a Ford man Thanks for always doing a great job

Car buyer

Nicholas Clay
CARS
6-15-2020
Full Star Full Star Full Star Full Star Full Star

Easy purchase, Pikey Conway was awesome to deal with. First class all the way.

Terri Snellen
Terri Snellen
GOOGLE
6-15-2020
Full Star Full Star Full Star Full Star Full Star

Friendly Hometown service.

Glenn Lee
Glenn Lee
GOOGLE
6-12-2020
Full Star Full Star Full Star Full Star Full Star
Brad Gagne
Brad Gagne
GOOGLE
6-2-2020
Full Star Full Star Full Star Full Star Full Star

Absolutely wonderful experience! Pikey Conway was able to find the perfect truck for us! John Giannone in finance made the money part super easy! Always a pleasure to do business with such great people!

emily marion
emily marion
GOOGLE
5-27-2020
Full Star Full Star Full Star Full Star Full Star

i’ve bought two cars from here in the last 6 months & it’s been a great experience. everyone is very nice & helpful, especially Kristen. you won’t regret going here.

Donna flowers
Donna flowers
GOOGLE
5-26-2020
Full Star Full Star Full Star Full Star Full Star

Great

Loraine Stumph
Loraine Stumph
GOOGLE
5-23-2020
Full Star Full Star Full Star Full Star Empty Star
James Walker
James Walker
GOOGLE
5-22-2020
Full Star Full Star Full Star Full Star Full Star
BE Weakley
BE Weakley
GOOGLE
5-21-2020
Full Star Full Star Full Star Full Star Full Star

Stopped in just to waste a little time and check out some SUVs. Did not plan on buying anything and wasn't seriously looking. That quickly changed! Simon Willett was kind, courteous, and helpful. He wasn't pushy or over the top. We don't buy vehicles often and wasn't planning to that night but Simon got us a great deal on a 2017 Ford Edge Titanium. We're very happy with it so far and it's so nice!! Stop in and ask for Simon!

Guru87NLZ
CARGURUS
5-18-2020
Full Star Full Star Full Star Full Star Full Star

Did a great job with answering my questions and even took a video of the vehicle and sent it to me

Jeffrey Parrish

Jeff
CARS
5-17-2020
Full Star Full Star Full Star Full Star Full Star

Very easy with no pressure... such a worry free experience...

Conway Heaton is the place to go!

Felicia Gwinn
CARS
5-13-2020
Full Star Full Star Full Star Full Star Full Star

My family has been coming to Conway Heaton for years! My family is definitely a "Ford Family" and Conway is where we go. My grandfather and my father both get their Ford trucks serviced here and have for years. I bought my first brand new car here 3 years ago. They are very reputable and are good at what they do for a great price!

A Great Buying Experience!

Cary Isbell
CARS
5-7-2020
Full Star Full Star Full Star Full Star Full Star

I?ve purchased several cars over the years and have always hated the car buying experience. Lately I decided to try Conway-Heaton to purchase a new Ford Fusion. Boy was I surprised. This was, by far, the best car buying experience ever I?ve ever had. I dealt with Pikey and he was wonderful. He was very honest about any incentives offered by Ford or by the dealership. We made a purchase agreement on a new car. He told me the amount of the check I needed for the purchase, then later in the evening sent me an E-Mail with a price $360 less than we agreed on because he failed to pick up an extra incentive. Again, an amazing car buying experience. Give ?em a call to see if I?m telling the truth! Again, a great buying experience.

owner

Joseph Wheatley
CARS
5-4-2020
Full Star Full Star Full Star Full Star Full Star

I have never had a bad experience here. They always do good timely work.

Excellent service

GinaHutch
EDMUNDS
5-1-2020
Full Star Full Star Full Star Full Star Full Star

They picked up and returned my van when it was done. They kept me well informed as to what needed to be done and pricing. Staff was polite and helpful. Payment process was easy just did it over the phone. They brought me a detailed invoice of what was done and my receipt for payment.

Great Place

Courtney Foster
CARS
5-1-2020
Full Star Full Star Full Star Full Star Full Star

Great staff, awesome job. Friendly staff I will be back!

Shelby Dolbeare
Shelby Dolbeare
GOOGLE
4-20-2020
Full Star Full Star Full Star Full Star Full Star
Danielle Chladek
Danielle Chladek
GOOGLE
4-18-2020
Full Star Full Star Full Star Full Star Full Star

Love my Escape! Ann Taylor did a great job as a sales person.

Anne Jameson
Anne Jameson
GOOGLE
4-9-2020
Full Star Full Star Full Star Full Star Full Star

Service

Jenbert
EDMUNDS
4-2-2020
Full Star Full Star Full Star Full Star Full Star

With all that is going on right now in the world. The service dept and dealership was following all CDC recommendations of social distancing and protection. My car was serviced and returned as clean as I brought it in.

Owner

Patrick
EDMUNDS
3-30-2020
Full Star Full Star Full Star Full Star Full Star

Needed oil change. Dealer came to my house, picked up my car, serviced it and returned it to me. Pretty impressive

Nancy Schmitt
Nancy Schmitt
GOOGLE
3-30-2020
Full Star Full Star Full Star Full Star Full Star
Kevin Whitehead
Kevin Whitehead
GOOGLE
3-30-2020
Full Star Full Star Full Star Full Star Full Star

The total experience was amazing. From the time you walk in you feel like family.

Conway-Heaton Great Service

Nataliya Corbit
CARS
3-27-2020
Full Star Full Star Full Star Full Star Full Star

Got my vehicle in fast and performed the work very quickly and did a great job!

Conway Heaton

Mike Smith
CARS
3-27-2020
Full Star Full Star Full Star Full Star Full Star

Happy with the time to get Fusion in and serviced the next day, didn?t cost any money to get a diagnostic reading cause the digital light doesn?t stay on only on up steep hills. Really appreciate the customer service.

Matthew
CARGURUS
3-25-2020
Full Star Full Star Full Star Full Star Full Star

Conway Heaton is great. They are very helpful and friendly. Always willing to help.

Dustin Donahue
Dustin Donahue
GOOGLE
3-15-2020
Full Star Full Star Full Star Full Star Full Star

Chuck was really helpful. As a 6 foot 2 inch heavier guy it's hard to find cars to fit my stature comfortably and he was very helpful in putting me in my 2016 Chevy Equinox. Walked me through step by step the loan processing and everything. Great place to shop around for a great deal

Chris StClair
Chris StClair
GOOGLE
3-12-2020
Full Star Full Star Full Star Full Star Full Star

Only place in bardstown to buy new or used vehicles they are honest people no BS I stopped by months ago talked to Booker told him what I wanted knowing it would be a challenge to find the type of vehicle in the condition that I wanted but he did thanks Booker and all the Conway Heaton family

Steve Wackenthaler
Steve Wackenthaler
GOOGLE
3-10-2020
Full Star Full Star Full Star Full Star Full Star

I purchased a used 2019 Ford Edge Titanium from Conway Heaton and it was one of my top experiences at a car lot. Kristen Littrell was my salesperson and she explained everything in detail for me. She answered all of my questions. I will definitely be back to see her.

Leeann Dever
Leeann Dever
GOOGLE
3-10-2020
Full Star Full Star Full Star Full Star Full Star

Great experience from my friend Kristin Littrel at Conway Heaton. She worked her magic and got me a great price for my trade in and now I'm driving a new car! Highly recommend her on your next purchase. Was in and out within a hour.

Michael Breeding
Michael Breeding
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Empty Star

Just bought my 2019 Ford Taurus and I love it!! My salesperson, Ann Taylor, was absolutely the best. I told her what kind of payment and the terms I wanted and she made it happen. Small snafu in the finance department but Pikey Conway took care of it and made it right. Overall, a great experience and I will definitely be a repeat customer. Thanks Ann!!!

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